Saving money can feel overwhelming when bills and expenses never stop.
But what if you could start with just $1?
That’s exactly what the 52 Week $1 Savings Challenge is all about. By starting small and building momentum, you’ll save $1,378 in one year, without even noticing the impact on your budget.
To make it even easier, I’ve created a free printable savings tracker you can download and use to stay motivated all year long.
What Is the 52 Week $1 Savings Challenge?
The 52 Week $1 Savings Challenge is simple:
- Week 1 → Save $1
- Week 2 → Save $2
- Week 3 → Save $3
- …
- Week 52 → Save $52
By the end of the 52 weeks, you’ll have saved $1,378.
It’s easy, beginner-friendly, and one of the best ways to start a consistent saving habit.
💛 Ready to take your savings goals to the next level?
Join the Creating Xtra Savings Club – your exclusive monthly dose of motivation, challenges and printable tools to help you save smarter and stay inspired!
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Why This Challenge Works
💡 You start small. Saving $1 isn’t scary, anyone can do it.
💡 It builds momentum. As the weeks go by, your savings grow and your habit strengthens.
💡 It’s flexible. Use it for a Christmas fund, vacation savings, an emergency fund or even a rainy-day account.
💡 It’s visual. When you check off each week, you can actually see your progress.
This is why the 52 Week $1 Savings Challenge has become one of the most popular money challenges in the world.
How to Use the Free Printable
To make sticking with the challenge easier, I designed a free printable tracker. It has 52 boxes – one for each week of the year.
Here’s how to use it:
- Print out the tracker.
- Hang it somewhere visible (fridge, office wall or inside a planner).
- Each week, save the listed amount and color in or check off a box.
By the end of the year, you’ll have a fully colored sheet and a savings account with $1,378!
👉 Download your free 52 Week $1 Savings Challenge Printable here.
👉 Download your free 52 Week Savings Challenge (no currency sign) Printable here.
Tips for Sticking With It
✔ Automate it: Set up a weekly transfer from your checking to savings account.
✔ Use cash envelopes: Save in physical cash if that motivates you more.
✔ Celebrate milestones: Every 13 weeks, reward yourself for staying on track.
✔ Pair it with a side hustle: Put any extra money you make straight into your challenge.
Related Savings Challenges
If you enjoyed this challenge, you might also like:
FAQ – 52 Week Savings Challenge
1. How much do you save with the 52 week $1 challenge?
You’ll save a total of $1,378 in one year.
2. Can I start in the middle of the year?
Yes! Just start from week 1 whenever you’re ready and go for 52 weeks from there.
3. What is the reverse 52 week challenge?
It’s the same challenge, but you start with $52 in week 1 and work backward to $1 in week 52.
💛 Ready to take your savings goals to the next level?
Join the Creating Xtra Savings Club – your exclusive monthly dose of motivation, challenges and printable tools to help you save smarter and stay inspired!
Get instant access.
👉 Join the Savings Club here »
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